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 TAIWAN CASH CARD GENERAL SITUATION
Bank Establish Borrowing cost Borrowing limit
Cosmos Bank 1999.7 1.Interest rate annual interest 18.25%
2.Each service charge NT$100

NT$10,000~
NT$600,000

Taishin International Bank 2001.5 1.Interest rate 20% 
2.Each withdraw money service charge NT$100

NT$10,000~
NT$300,000

TC Bank 2001.10 1.Did not need the interest 3 months ago, Calculate the interest according to general 18% after, Compensate 13.90%
2.Do not need the organizational cost
3.Each withdraw money service charge NT$ 100

NT$100,000~
NT$300,000

MACOTO Bank 2002.2 1.Did not need the interest 3 months ago, Calculate the 
   interest according to general 18% after.
2.The organizational cost is to check loan amount of 
   money 2.5% 
3.Each withdraw money service charge NT$ 100
4.Account interest 18% by the month

NT$30,000~
NT$300,000

Far Eastern International Bank 2002.2 1.Annual interest 13.61%
2.Account management fee NT$500  goes to NT$2000

NT$50,000~
NT$1,000,000

PAN ASIA Bank 2002.6 1.9.99% of the 1 month, press 15% after
2.Each withdraw money service charge NT$ 100

NT$50,000~
NT$300,000

UNION Bank Of Taiwan 2002.6 1.The 1 month use interest-free, press after to 
   account  the interest about 18% 
2.Each withdraw money service charge NT$ 100

NT$10,000~
NT$300,000

Fubon Bank 2002.6 1.The interest rate is undecided
2.Organizational cost
3.Each withdraw money service charge NT$ 100

NT$100,000~
NT$800,000

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Data source: Min Sheng Newspaper

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